Empowering Lagos Businesses with Institutional Capital

Adjoy Finance provides structured credit facilities, LPO financing, and SME growth capital with uncompromising stability and speed.

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Naira Loan Calculator

Estimate your monthly repayment instantly. Transparent terms, zero hidden fees.

Select Loan Amount:

Principal Amount

₦1,000,000

Est. Monthly Repayment (6 Months)

₦191,667

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Our Core Products

Salary Loans

Fast-tracked liquidity for verified corporate employees in Lagos. Access up to 300% of your net monthly salary within 24 hours.

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LPO Financing

Execute corporate and government contracts without cash flow constraints. We fund up to 70% of your verified purchase orders.

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SME Growth Capital

Unsecured and secured working capital designed specifically for registered businesses operating in Victoria Island and beyond.

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Built for the Nigerian Market

At Adjoy Finance, we understand the unique dynamics of the Lagos business environment. Our credit models are designed to be flexible, institutional, and highly responsive to your immediate financial needs.

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